Instead of forcing doctors to work with insurance companies to collect money why not allow free markets and tax incentives to lower fees and increase service . Instead we should offer doctors the chance to reduce the taxes they pay by providing treatment to low income families for reduced cost negotiated by the doctors and a full tax credit for services rendered below market values . Including and incentive to serve up to 50% of their patients for tax deductions and even full credits . This would allow them to treat people who need care and receive a break for doing so .