INDIVIDUAL MANDATE: All the plans require individuals to get health insurance, with government subsidies or expanded programs to help people with lower incomes purchase coverage. New online exchanges would be created to help people shop for policies at more affordable group rates. About 15 percent of U.S. residents, or some 46 million, lacked health insurance in 2008, according to the U.S. Census Bureau.-----This is similar to requirements of Auto Insurance, http://www.compuquotes.com/average-costs-of-insurance.html----This bill will require YOU to pay for your insurance. How much is yet to be determined. EXPANDING COVERAGE: President Barack Obama and top Democrats in Congress say they want to cover all Americans, yet the proposals would still leave millions of people not eligible for Medicare uninsured, according to the nonpartisan Congressional Budget Office. Under the House proposal, about 17 million people, almost half of them illegal immigrants, would lack coverage, the CBO estimated. The plan by Senate Finance Committee Chairman Baucus would leave about 25 million uninsured, a third of them illegal immigrants, the CBO said.------ How do you FORCE Illegal immigrants to pay for insurance? They don't pay for Auto Insurance. The uninsured costs to insurance are simply transferred to those who do pay for it.-----Again how much will that be? INSURER REQUIREMENTS: Insurers would no longer be able to reject new customers with pre-existing medical conditions; new restrictions would be placed on their ability to set premiums.----What are the "new" restrictions which will set premiums for private insurers? Is this a means to end their programs, thereby establishing ONLY government run insurance? REDUCING COSTS: The legislation is intended to lower long- term health-care costs for consumers and the government.----Granted, the more people in a particular program the less it will cost (LONG TERM), but the statistics point out 46 million will be included within which program? The Governments or Private? The additionally insured will no doubt increase the costs to the individual policy holder. Again how much will that be? All the plans call for greater access to preventive care, either with new programs or the elimination of co-payments, a change that proponents claim will save money by keeping people from developing diseases that are more costly to treat. They also call for more use of electronic systems to promote better record-keeping and reduce overhead costs.---Simply put this is Control over your day to day life. Standards will be em placed to prevent you from having that Hoagie with extra mayo.----Record keeping on a Government Run Nationalized Health Care Mandated fulfillment will ultimately undermine your INDIVIDUAL LIBERTY, no matter if it is in this bill or not eventually the Government will know everything about YOU. Obama favors a new independent commission to set reimbursement rates for providers who treat patients in Medicare, the federal program for the elderly. The Senate finance committee draft embraced this idea, saying it would reduce costs by taking authority away from Congress and making payment decisions less politically charged. Members of the Blue Dog Coalition, a group of self-described fiscally conservative House Democrats, also support the plan.----Good Idea BIOLOGICS: Biologic drugs, which are made from living cells by companies such as Thousand Oaks, California-based Amgen Inc., would get 12 years of protection from generic competition under a plan passed by the Senate health panel and the House Energy and Commerce Committee. The White House had sought to limit the exclusivity to seven years as a way of bringing prices down.----Concessions made to Pharmaceutical companies in return for political clout in advance of the reform bill. In other words the Pharms said they would cut costs up front in order to get their return long term. COMPARING TREATMENTS: Legislation in both the House and Senate would create research centers to examine the efficacy of various health-care services, devices, treatments and procedures. None of the bills require the research be used to force health providers to adopt new procedures or policies to cut costs, which is an administration priority. Obama provided $1.1 billion in the stimulus act to fund so-called comparative effectiveness research.-----Teams will be in place to determine WHAT care (policy/procedures) is needed based on statistics for any particular disease. We all know statistics are only for those who read them not those who are a part of them. Differences PUBLIC OPTION: The three House panels and Senate health committee would create a new government-run insurance program designed to compete with private companies such as Minnetonka, Minnesota-based UnitedHealth Group Inc. and help reduce prices for insurance in the market. The House Energy and Commerce Committee and the Senate health panel require that the new entity ne