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Government intervention is the only way to provide coverage for pre-existing conditions.?

The only reason most "pre-existing" conditions aren't already covered is because of government regulations that shrink the insurance market to a microscopic size, which leads to fewer options in health insurance and a lot more uninsured people than would exist in a free market. The free market has produced a dizzying array of insurance products in areas other than health. (Ironically, array-associated dizziness is not covered by most health plans.) Even insurance companies have "reinsurance" policies to cover catastrophic events occurring on the properties they insure, such as nuclear accidents, earthquakes and Michael Moore dropping in for a visit and breaking the couch. If we had a free market in health insurance, it would be inexpensive and easy to buy insurance for "pre-existing" conditions before they exist, for example, insurance on unborn -- unconceived -- children and health insurance even when you don't have a job. The vast majority of "pre-existing" conditions that currently exist in a cramped, limited, heavily regulated insurance market would be "covered" conditions under a free market in health insurance.

Public Comments

1. That's what insurance companies and those that oppose healthcare reform would have you believe. It's not the case. Without reform and a clause mandating the allowance pre-existing conditions those that have pre-existing conditons will have no coverage. It's time for a government run healthcare system in this country. Insurance companies are out of control...Screwing everyone. Trouble is most people are too dumb to notice how they are being screwed.
2. The Free Market doesn't exist and never will exist. It only exists in the dreams of libertarians who will never live in the political world of their imagination. That's why it's so fun to be a libertarian....you get to complain constantly about the world, because your vision of the world will never exist. Yay!
3. We've HAD a free market in health insurance. It's not inexpensive or easy to buy, especially if you have pre-existing conditions.
4. The first purchase big business makes is a viable (up until then, that is) political party. The next one is a sizeable piece of the media to tout it's products. The third thing is pass laws to cover the cost of the first two. Your position is patently absurd, but I'm sure there are some that will believe it.